Finance options

FINANCE OPTIONS EXPLAINED

Adaptable and personalised solutions for you.

BUYING YOUR ABARTH ON FINANCE

Whether you’re drawn to the dynamic Abarth 500e or considering the breathtaking new Abarth 600e, our finance options make it easy to get behind the wheel and experience the exceptional performance these models have to offer.

Our finance is provided by Stellantis Financial Services UK Ltd, who we work closely with to make sure we provide our customers with affordable finance options, subject to status.

To help you choose the finance agreement that fits your budget, lifestyle and needs, we’ve put together a simple guide.

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PERSONAL CONTRACT PURCHASE (PCP)

WHAT IS PCP?
PCP is a popular way to drive a new Abarth. With PCP, you can drive an Abarth with a deposit, fixed monthly payments, and if you wish to own the vehicle, an optional final payment (also known as balloon payment or guaranteed future value), determined by your contract duration and agreed annual mileage at the beginning of your contract.

WHAT ARE THE FEATURES & BENEFITS OF PCP

Fixed monthly payments tailored to you, allowing you to budget with confidence
There are three options at the end of your agreement, providing you with flexibility. You can:

- Pay the optional final payment and own the car. This can be paid as one lump sum or can be refinanced to spread the cost.
- Part exchange your current car, using any equity towards a brand-new Abarth. If there is no or negative equity on your vehicle you will need to settle this before entering into your new agreement.
- Hand the car back with nothing further to pay (subject to mileage and condition).

HOW DOES PCP WORK?

Choose your Abarth car
Decide the amount of deposit you wish to pay (between 0-40% of the car price)
Confirm your estimated annual mileage (between 6,000 and 30,000)
Decide how long you wish to keep your Abarth car (12 - 48 months).
Make fixed monthly payments for the duration of your contract.
At the end of the contract choose which option suits you best.

FAQ

OTHER FAQs

When you're working out your annual mileage try and base it on what you have done in the past. Make your allowance generous and then you can really enjoy the time you spend behind the wheel of your new Abarth.

You will only need to pay an excess mileage charge if you go over the mileage agreed for the duration of the contract. This is calculated on a pence-per-mile basis and will be shown on your finance quote and contract.

For example, if you had an annual mileage limit of 10,000 and a 36-month contract, you have an agreement for 30,000 miles over the duration of the contract. In this example, you only need to pay an excess mileage charge if you exceed the 30,000 miles agreed and decide to hand your car back to Stellantis Financial Services.

If you cover fewer miles than you anticipate, your car might be worth more than originally estimated, which means that you might have some equity to put towards your next new Abarth car.

CONDITIONAL SALE

WHAT IS CONDITIONAL SALE?

If you would like to purchase and eventually own your new or used Abarth, Conditional Sale is a simple way to do so by splitting the cost through monthly payments and a deposit. It is like a hire purchase agreement, however, with Conditional Sale you automatically become the outright owner once all payments have been made.

WHAT ARE THE FEATURES AND BENEFITS OF CONDITIONAL SALE?

No annual mileage restrictions, you can enjoy driving unrestricted.
Automatic ownership when all your monthly payments have been made.
Fixed monthly payments allowing you to budget with confidence.

HOW DOES CONDITIONAL SALE WORK?

Choose your Abarth car
Decide the amount of deposit you wish to pay
Choose a contract length (between 24 - 60 months).
Make fixed monthly payments for the duration of your contract.
At the end of your contract enjoy the benefit of owning your Abarth outright.

PERSONAL CONTRACT HIRE (PCH)

WHAT IS PCH?
PCH is a long-term rental agreement, ideal for you if ownership is not important to you. You agree your annual mileage and decide how long you’d like to drive your car for (between 12 - 60 months), then pay an initial rental. Monthly rentals will be fixed for the duration of the contract. At the end of the contract, you simply return the car.

WHAT ARE THE FEATURES & BENEFITS OF PCH?

Suits those who like to change vehicles often.
At the end of the contract hand the vehicle back with no depreciation risk associated with owning a car.
Fixed monthly rentals allowing you to budget with confidence.

HOW DOES PCH WORK?

Choose your Abarth car
Confirm your estimated annual mileage (between 5,000 and 50,000).
Decide how long you wish to keep your Abarth car (anything between 12 – 60 months).
Pay the initial rental, agreed when ordering your Abarth.
Make fixed monthly rentals for the duration of your contract.
At the end of the contract simply hand your Abarth back with nothing further to pay (subject to mileage and condition).

FAQ

OTHER FAQs

You will only need to pay an excess mileage charge if you go over the mileage agreed for the duration of the contract, therefore, when you're working out your annual mileage, try and base it on how many miles you will cover over the duration of the contract. Make your allowance generous and then you can really enjoy the time you spend behind the wheel of your new Abarth.

The Vehicle Excise Duty (VED) is incorporated within your monthly rentals and is paid directly to the DVLA by SFS as the registered keeper of the vehicle. If the VED increases during your contract, you will be required to pay the difference, but if the VED decreases, you will be credited the difference.

Servicing, maintenance and insurance are not included within the monthly rental. Additionally, if your agreement goes beyond the statutory period of an MOT for new vehicles (currently 3 years from registration date), you are responsible for ensuring vehicle has a valid MOT.